Bakti Guaman
Pension legal solutions

Our Services

Three Ways We Can Help With Your Pension

Whether you need a clear overview, support with a refused claim, or long-term arrangements in place — there is a service designed for where you are.

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How We Work

Our Methodology

Every engagement begins with a clear picture. Before we offer any recommendation, we take time to understand your specific pension situation — the documents you hold, your employment history, and your current concerns or questions.

From there, we match the appropriate service to what is actually needed. We do not upsell or add unnecessary complexity. If your needs change over time, our services can be adapted accordingly.

Throughout the process, we keep written records and provide you with a summary after each key interaction. Nothing moves forward without your understanding and agreement.

Listen First

Review Carefully

Plan Clearly

Document Thoroughly

Pension Overview Consultation
Service 1

Pension Overview Consultation

A gentle first conversation to map out your pension picture. We go through your statements, note your entitlements, and explain the choices available — giving you room to think things over rather than rush. This is for anyone who wants to understand their pension situation clearly before making any decisions.

  • Review of all pension statements and documents
  • Explanation of your current entitlements
  • Overview of available choices and next steps
  • Written summary provided after the session

Process

  1. You share your pension documents with us
  2. We review them in advance of your appointment
  3. We meet to go through findings and your questions
  4. You receive a written summary within 3 working days

Fee

RM 250

Arrange This
Service 2

Disputed Claim Representation

Careful handling of pension claims that have been delayed or refused. We prepare your case, draft measured letters, and represent you before the relevant authorities — always keeping the tone respectful and your interests in view. This service is for those whose claims have hit an obstacle that requires formal intervention.

  • Full case review and documentation preparation
  • Measured correspondence with authorities
  • Formal representation before pension bodies
  • Regular updates throughout the process

Process

  1. Initial review of the dispute and available evidence
  2. Strategy discussion with you and any family members
  3. Preparation and submission of formal representations
  4. Follow-up with the relevant authority until resolved

Fee

RM 680

Arrange This
Disputed Claim Representation
Ongoing Pension Protection
Service 3

Ongoing Pension Protection

A comprehensive arrangement covering nominee documentation, tidy records, and scheduled reviews to keep your provisions in good order. Trusted family members can be included, and we stay available for later questions. This is for those who want their pension matters properly arranged and maintained over time — not just resolved once.

  • Nominee documentation set up and recorded
  • Organised client file with all pension records
  • Scheduled annual review appointment
  • Family members included in documentation
  • Available for follow-up questions between reviews

Process

  1. Comprehensive initial review and document gathering
  2. Nominee and beneficiary documentation prepared
  3. Client file created and records organised
  4. Annual review scheduled and conducted

Fee

RM 1,610

Arrange This

Which Is Right for You?

Service Comparison

A quick guide to help you identify which service fits your current situation.

What You Need Consultation
RM 250
Representation
RM 680
Protection
RM 1,610
Understand your entitlements
Resolve a refused or delayed claim
Nominee documentation
Annual review included
Family members included

Best for

Consultation

Someone wanting to understand their pension before taking action

Best for

Representation

Someone facing a specific dispute or delay with their pension claim

Best for

Protection

Someone wanting everything properly arranged and maintained over time

Across All Services

Our Professional Standards

Client Confidentiality

All information is held under legal professional privilege and in compliance with PDPA 2010.

Written Fee Agreements

Fees are confirmed in writing before any engagement begins. No surprises, no additional charges without discussion.

Malaysian Bar Compliance

All practitioners are current members in good standing with the Malaysian Bar Council.

Regular Updates

You are kept informed at every meaningful step. No client is left wondering what is happening with their matter.

Documented Records

All work is documented. Written summaries and correspondence copies are available to clients at any time.

Bilingual Communication

Services are available in English and Bahasa Malaysia. We adapt to whichever is more comfortable for you.

Transparent Pricing

Fixed Fees — Known in Advance

No hourly billing. Each service has a stated fee, confirmed in writing before work begins.

Consultation

RM 250

Per consultation session

  • Document review
  • Entitlements overview
  • Written summary
Arrange

Representation

RM 680

Per claim matter

  • Case preparation
  • Formal correspondence
  • Authority representation
Arrange

Protection

RM 1,610

Comprehensive arrangement

  • Nominee documentation
  • Annual reviews
  • Family inclusion
Arrange

Not Sure Which Service Fits?

Reach out and we will talk through your situation. A short conversation is often enough to clarify which path makes the most sense.

Get in Touch